To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.
Answer a few questions to tell us about your situation
Speak to an expert for your personalised plan.
Choose the best solution for your needs based on our recommendation.
To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.
Here are a few of the people we’ve helped on their way to financial security
The team are really supportive
The team are really supportive and helped me every step of the way, although I hardly had to do anything anyway. They have kept in touch to check on me regularly and make sure I am happy with everything and offered their support throughout. Couldn’t recommend the, enough for those who are in stressful financial situations and need help.
Abbie
Was struggling to keep up
I was struggling to keep up with payments to my credit card and loan providers – it was literally leaving me with pennies after paying the monthly payments. After talking to this company it made my life so much easier and even left me with a lot of extra money each month.
Robin
From stress to relief
Before the call I was so stressed, literally had nowhere to turn and wasn’t sure if my situation could be resolved as I felt I was stuck in a rut with financial issues. Claire was fantastic, assured me she would do what she could to help. Throughout the whole call she kept reassuring me and made me feel so much at ease. By the end of the call I felt so much relief and my financial stress was over.
Naheem
May not be suitable in all circumstances. Disadvantages may apply when entering into a solution. Read here.
If you’re struggling with payments such as credit cards, loans or utility bills, you may consider a solution to manage what you owe. It’s important to be aware that there are many solutions available, each with its own eligibility criteria.
Before making a decision on entering any solution, it’s important to seek professional financial advice to find out more about each and ensure you choose the most suitable and sustainable solution for your situation.
Experts will provide free advice on your current financial situation.
This will involve reviewing your income and expenditure, creating an affordable and sustainable budget before advising on the best solution to manage what you owe.
When considering a solution to manage missed payments, it’s important to be aware it will likely adversely affect your credit rating as it will show on your credit report for six years after it has been approved.
However, it’s important to note your credit score will likely already have been affected by missing bill payments in the first place.
We offer advice tailored to your circumstances. We’ll find out more about your current financial situation and your lifestyle to advise on the best solution for you
All of our advice is free; however, fees will apply should you decide to enter into an arrangement.
These will be discussed by an expert advisor to make sure you are fully aware of the costs involved.
Getting advice can be a positive way to manage what you owe. However, it’s important to be aware that while advice is free, fees may apply if you choose to enter a solution. All solutions are subject to eligibility criteria and can negatively affect your credit rating.
The advantages and disadvantages for each solution can be found here.
An advisor will discuss all considerations with you in full to help you make an informed decision on how you choose to proceed.